Now, having a credit card is not as difficult as few years ago. It is easier to get our application approved if we compare it with few years ago. Of course it is handy if you have a credit card. You do not have to bring cash if you want to shop. Also with a credit card, you can also shop on the internet which is impossible if you pay with cash if you go shopping on the Internet. Besides those reasons, bring cash makes you spend money easier. You can shop everywhere with cash, but not every stores can accept credit cards payment.
Having a credit card can make everything easier for you. But you must control the using of your credit cards. Because you may not realize how much money that you have spent in a month before you get the bill. You can shop as much as you want, but if the bill comes to you, and you realize that the amount is insane then it becomes a problem to you if you can not pay the bill. You must pay the bill with the interests if you are late paying the bill. So, controling your credit card is very wise.