Payday loan is usually called cash advance. Cash advance is well known as no credit check cash advance. They are called no check credit score because they do not check the credit score of the loan applicants, unlike other common loans. If you are looking for a loan at a bank, then before the bank process your loan application, the bank will check your credit score. If you have bad credit score then you are not eligible to play the bank loan. This is very difficult for you if you really need that loan. With payday loan, you can face this problem.
So when you have bad credit score and you really need to get a loan to cover your financial problem then payday loan is the only loan that can help you. Payday loan is only a short term loan, usually you have to pay the loan not more than 20 days or you have to pay it after payday check. You can not be late in paying the loan, because if you are late the interest rates will be very high to pay. So it is wise for you to make sure that you are able to pay the loan ontime.